<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Bob Brooks - Prudent Money Blog &#187; 401(k) Plan</title>
	<atom:link href="http://blog.prudentmoney.com/category/401k-plan/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.prudentmoney.com</link>
	<description>No hype. No agenda. Just financial information from a Christian perspective.</description>
	<lastBuildDate>Thu, 29 Jul 2010 14:14:56 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Is the 401(k) Plan Really Worth it?</title>
		<link>http://blog.prudentmoney.com/2009/07/22/is-the-401k-plan-really-worth-it/</link>
		<comments>http://blog.prudentmoney.com/2009/07/22/is-the-401k-plan-really-worth-it/#comments</comments>
		<pubDate>Wed, 22 Jul 2009 14:46:08 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[bonds]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[investment choices]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[matching contributions program]]></category>
		<category><![CDATA[money market]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[tax deductions]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=2234</guid>
		<description><![CDATA[A recent study shows a change in the way that companies are approaching 401(k) plans.  The typical 401(k) plan is set up to where employers will provide a $0.50 on the dollar or a dollar for dollar match to any contributions by the employee.  Well, things have changed since the start of the [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2009/07/22/is-the-401k-plan-really-worth-it/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Every 401(k) Participant Needs To Know</title>
		<link>http://blog.prudentmoney.com/2009/07/13/what-every-401k-participant-needs-to-know/</link>
		<comments>http://blog.prudentmoney.com/2009/07/13/what-every-401k-participant-needs-to-know/#comments</comments>
		<pubDate>Mon, 13 Jul 2009 20:06:20 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[Department of Labor]]></category>
		<category><![CDATA[economic data]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial services industry]]></category>
		<category><![CDATA[Givernment]]></category>
		<category><![CDATA[internew]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[politicians]]></category>
		<category><![CDATA[President Obama]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[risks]]></category>
		<category><![CDATA[Shadow stats]]></category>
		<category><![CDATA[stock funds]]></category>
		<category><![CDATA[stock markets]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[unemployment crisis]]></category>
		<category><![CDATA[unemployment report]]></category>
		<category><![CDATA[vacation]]></category>
		<category><![CDATA[Wall Street]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=2151</guid>
		<description><![CDATA[New Stock Market Alert : Summer Time Blues
New Debt Tip : Prudent Mortgage Refinancing Isn&#8217;t About Getting a Lower Payment
I had the opportunity to go on vacation last week.  My family and I went to Red River, New Mexico.  I guess this was good for me.  There was no internet where we [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2009/07/13/what-every-401k-participant-needs-to-know/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Borrowing from Your 401(k) Plan Could Cost you $100,000’s of Dollars</title>
		<link>http://blog.prudentmoney.com/2008/08/11/borrowing-from-your-401k-plan-could-cost-you-100000%e2%80%99s-of-dollars/</link>
		<comments>http://blog.prudentmoney.com/2008/08/11/borrowing-from-your-401k-plan-could-cost-you-100000%e2%80%99s-of-dollars/#comments</comments>
		<pubDate>Mon, 11 Aug 2008 23:25:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[National Center of Policy Analysis]]></category>
		<category><![CDATA[Pam Villarreal]]></category>
		<category><![CDATA[policy analyst]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[return on investments]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=263</guid>
		<description><![CDATA[On my program yesterday, I interviewed Pam Villarreal, policy analyst with the National Center of Policy Analysis. They have completed a project on the long-term effects of borrowing against your 401(k) plan. The results are disturbing.
They developed a 401(k) borrowing calculator that shows the long-term impact of borrowing from your 401(k) plan. Let me give [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/08/11/borrowing-from-your-401k-plan-could-cost-you-100000%e2%80%99s-of-dollars/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>If your Company is Bankrupt, is your 401(k) Plan in Jeopardy?</title>
		<link>http://blog.prudentmoney.com/2008/08/08/if-your-company-is-bankrupt-is-your-401k-plan-in-jeopardy/</link>
		<comments>http://blog.prudentmoney.com/2008/08/08/if-your-company-is-bankrupt-is-your-401k-plan-in-jeopardy/#comments</comments>
		<pubDate>Fri, 08 Aug 2008 17:30:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[401(k) plans]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[Bennigan's Restaurant]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[Department of Labor]]></category>
		<category><![CDATA[Pension Benefit guaranty Corporation]]></category>
		<category><![CDATA[pension plans]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[stock]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=262</guid>
		<description><![CDATA[A listener posed a question yesterday regarding the Bennigan’s Restaurant closing and whether or not employees lost money in their 401(k) plans because of it. 
After doing some research on the story, I discovered a few sound bites from some of the employees mistakenly stating that their 401(k) plans had been tapped for money.  [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/08/08/if-your-company-is-bankrupt-is-your-401k-plan-in-jeopardy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are 401(k) Plans the Best Place for your Money?</title>
		<link>http://blog.prudentmoney.com/2008/08/07/are-401-k-plans-the-best-place-for-your-money/</link>
		<comments>http://blog.prudentmoney.com/2008/08/07/are-401-k-plans-the-best-place-for-your-money/#comments</comments>
		<pubDate>Fri, 08 Aug 2008 05:03:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[high expenses]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[tax break]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=261</guid>
		<description><![CDATA[Since the development of the first 401(k) plan back in 1979, these retirement plans have been the first choice for investors.  However, are they the best choice for your retirement money?  Well, let’s take a look at the advantages of a 401(k) plan.
I can really only think of three.  First, you do [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/08/07/are-401-k-plans-the-best-place-for-your-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is It Smart to Borrow From a 401(k) Plan?</title>
		<link>http://blog.prudentmoney.com/2008/06/04/is-it-smart-to-borrow-from-a-401k-plan/</link>
		<comments>http://blog.prudentmoney.com/2008/06/04/is-it-smart-to-borrow-from-a-401k-plan/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 16:35:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card payments]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[penalty]]></category>
		<category><![CDATA[pre-tax]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[withdraws]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=223</guid>
		<description><![CDATA[Investors are looking to a new source of cash and it isn’t the credit card.  401(k) borrowing is on the rise as consumers struggle to keep their finances together and their credit card payments current.
The bottom line is that borrowing from your 401(k) plan is a bad idea.  It should only be considered [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/06/04/is-it-smart-to-borrow-from-a-401k-plan/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Turning Your 401(k) Plan Into An ATM Machine</title>
		<link>http://blog.prudentmoney.com/2008/01/22/turning-your-401k-plan-into-an-atm-machine/</link>
		<comments>http://blog.prudentmoney.com/2008/01/22/turning-your-401k-plan-into-an-atm-machine/#comments</comments>
		<pubDate>Tue, 22 Jan 2008 19:48:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage markets]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=140</guid>
		<description><![CDATA[I thought that I had seen just about everything when it comes to borrowing money.  There are so many crazy programs on the market that end up putting the consumer in a trap.  You can watch what is happening in the mortgage markets to get a good example. 
Those loan programs were the [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/01/22/turning-your-401k-plan-into-an-atm-machine/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is a Roth IRA Better Than a 401(k) Plan?</title>
		<link>http://blog.prudentmoney.com/2007/10/25/is-a-roth-ira-better-than-a-401k-plan/</link>
		<comments>http://blog.prudentmoney.com/2007/10/25/is-a-roth-ira-better-than-a-401k-plan/#comments</comments>
		<pubDate>Thu, 25 Oct 2007 16:47:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[benefits]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[free matching money]]></category>
		<category><![CDATA[pre-tax basis]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[tax advantage]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=96</guid>
		<description><![CDATA[Most people will tell you that you should always put money in a 401(k) first. It is considered conventional textbook wisdom.
Let’s first think about the phrase “most people” or “the experts” or “they.” People who are successful in investing possess a common trait. They think differently than everyone else. They question how things are supposed [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2007/10/25/is-a-roth-ira-better-than-a-401k-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Comes First &#8211; Debt, Emergency Funds, or Retirement?</title>
		<link>http://blog.prudentmoney.com/2007/10/12/what-comes-first-debt-emergency-funds-or-retirement/</link>
		<comments>http://blog.prudentmoney.com/2007/10/12/what-comes-first-debt-emergency-funds-or-retirement/#comments</comments>
		<pubDate>Fri, 12 Oct 2007 18:19:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[401(k) Plan]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[ask Bob]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[emergency funds]]></category>
		<category><![CDATA[financial foundation]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=87</guid>
		<description><![CDATA[What is the most important priority for your money? Should you save for retirement, eliminate debt, or save for emergencies? Should you attempt to do all three? This is a question that I get frequently through the Ask Bob question and answer section on Prudent Money.
In looking at a person’s financial situation, my initial concern [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2007/10/12/what-comes-first-debt-emergency-funds-or-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
