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	<title>Bob Brooks - Prudent Money Blog &#187; Bob&#8217;s Past Bear Market Warnings</title>
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	<link>http://blog.prudentmoney.com</link>
	<description>No hype. No agenda. Just financial information from a Christian perspective.</description>
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		<title>An Investment Study without Considering the Worst Case Scenario</title>
		<link>http://blog.prudentmoney.com/2009/07/21/an-investment-study-without-considering-the-worst-case-scenario-7-24/</link>
		<comments>http://blog.prudentmoney.com/2009/07/21/an-investment-study-without-considering-the-worst-case-scenario-7-24/#comments</comments>
		<pubDate>Tue, 21 Jul 2009 21:33:05 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[long-term bear markets]]></category>
		<category><![CDATA[long-term bull markets]]></category>
		<category><![CDATA[Money Magazine]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=2237</guid>
		<description><![CDATA[A recent study written about bear markets comes to some dangerous conclusions.  The study looks at three different scenarios of recovery following a bear market and how investors should react.  The conclusion is that even investors in their middle to late 50&#8217;s should stay invested in stocks at all costs.  This article [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What January Can Tell Us about the Stock Market</title>
		<link>http://blog.prudentmoney.com/2009/01/08/what-january-can-tell-us-about-the-stock-market/</link>
		<comments>http://blog.prudentmoney.com/2009/01/08/what-january-can-tell-us-about-the-stock-market/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 17:50:08 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=700</guid>
		<description><![CDATA[

January has an interesting track record for the stock market.  Every negative January in the stock market since 1950 proceeded a new or extended bear market.  This has a track record of 100%.  Thus a negative January would be a strong indication that this bear market continues and is not over.  The old saying is [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2009/01/08/what-january-can-tell-us-about-the-stock-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Starting the New Year off with a Bang or a Thud?</title>
		<link>http://blog.prudentmoney.com/2009/01/05/starting-the-new-year-off-with-a-bang-or-a-thud/</link>
		<comments>http://blog.prudentmoney.com/2009/01/05/starting-the-new-year-off-with-a-bang-or-a-thud/#comments</comments>
		<pubDate>Mon, 05 Jan 2009 23:00:20 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=687</guid>
		<description><![CDATA[ 
Well shell-shocked investors are more than happy to shut the door on a miserable 2008.  If you were not actively trading and/or shorting the ‘08 stock market, it was a tough experience.
 
So, how do things look going forward?  How about a forecast for a new year?  Well, I am in the middle of working on [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2009/01/05/starting-the-new-year-off-with-a-bang-or-a-thud/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Comparing Apples to Oranges &#8211; What the Financial Services Industry is not Telling You</title>
		<link>http://blog.prudentmoney.com/2008/12/17/comparing-apples-to-oranges-what-the-financial-services-industry-is-not-telling-you/</link>
		<comments>http://blog.prudentmoney.com/2008/12/17/comparing-apples-to-oranges-what-the-financial-services-industry-is-not-telling-you/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 01:39:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit crisis]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[investment strategy]]></category>
		<category><![CDATA[mutual fund industry]]></category>
		<category><![CDATA[normal bear market cycles]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[unusual bear market cycles]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=666</guid>
		<description><![CDATA[The mutual fund industry is out in full force trying to convince you to not sell your investments and just stay invested.  They work to convince investors by presenting statistics that are so convincing that you would never want to sell your investments.
 
The last thing that the mutual fund industry wants you to do is [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/12/17/comparing-apples-to-oranges-what-the-financial-services-industry-is-not-telling-you/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Why This Isn’t the Buying Opportunity of a Lifetime</title>
		<link>http://blog.prudentmoney.com/2008/11/24/why-this-isn%e2%80%99t-the-buying-opportunity-of-a-lifetime/</link>
		<comments>http://blog.prudentmoney.com/2008/11/24/why-this-isn%e2%80%99t-the-buying-opportunity-of-a-lifetime/#comments</comments>
		<pubDate>Tue, 25 Nov 2008 00:11:46 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[deflation]]></category>
		<category><![CDATA[economic recession]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[recession]]></category>
		<category><![CDATA[stocks]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=594</guid>
		<description><![CDATA[

 
I have heard it numerous times over the past 3 days.  “This is a great buying opportunity.  You always buy when people are this scared.”  
 
There is an old saying that the best time to sell stocks is when everyone is over the top optimistic about stocks and the best time to buy stocks is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What To Do If You Are In Cash</title>
		<link>http://blog.prudentmoney.com/2008/11/18/what-to-do-if-you-are-in-cash/</link>
		<comments>http://blog.prudentmoney.com/2008/11/18/what-to-do-if-you-are-in-cash/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 20:58:11 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Ask Bob Q and A]]></category>
		<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=576</guid>
		<description><![CDATA[


ASK Bob Q and A
 
Currently my 401(k) portfolio has the following distribution. This was done after reading your advice on the coming recession/crisis in July and I have limited my losses to ~12% for the year.  After reading your advice this morning, how can I still make my financial goal for the retirement?  
 


I am 56 [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/11/18/what-to-do-if-you-are-in-cash/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Low Can This Market Go? – A Road Map by the Numbers</title>
		<link>http://blog.prudentmoney.com/2008/10/27/how-low-can-this-market-go-%e2%80%93-a-road-map-by-the-numbers/</link>
		<comments>http://blog.prudentmoney.com/2008/10/27/how-low-can-this-market-go-%e2%80%93-a-road-map-by-the-numbers/#comments</comments>
		<pubDate>Mon, 27 Oct 2008 20:01:14 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[bull market]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[deflation]]></category>
		<category><![CDATA[Federal Reserve Board]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[S&P 500]]></category>
		<category><![CDATA[Stock Market]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=514</guid>
		<description><![CDATA[ 
The good news is that we should be getting to a point where this panic selling should subside.  There is a key level that you want to watch in the S&#38;P 500.  Back in October 2002, the stock market reached a significant bear market low of 775 before the start of a brand new bull [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/10/27/how-low-can-this-market-go-%e2%80%93-a-road-map-by-the-numbers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What if Buffett is Wrong?</title>
		<link>http://blog.prudentmoney.com/2008/10/22/what-if-buffett-is-wrong/</link>
		<comments>http://blog.prudentmoney.com/2008/10/22/what-if-buffett-is-wrong/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 19:13:17 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bear Market Bottoms]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[bull market]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[money markets]]></category>
		<category><![CDATA[New York Times]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[Richard Russell]]></category>
		<category><![CDATA[S&P 500]]></category>
		<category><![CDATA[stocks]]></category>
		<category><![CDATA[Warren Buffett]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=494</guid>
		<description><![CDATA[I find it very interesting that financial media took Warren Buffet buying up stock last week as an indicator that the worst is behind us.  Now far be it for me to suggest that Mr. Buffett might be wrong.  He has an incredible track record of success when it comes to investing.
At the same time, buying stocks [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/10/22/what-if-buffett-is-wrong/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>This One Will Go Down in the Record Books</title>
		<link>http://blog.prudentmoney.com/2008/10/21/this-one-will-go-down-in-the-record-books/</link>
		<comments>http://blog.prudentmoney.com/2008/10/21/this-one-will-go-down-in-the-record-books/#comments</comments>
		<pubDate>Tue, 21 Oct 2008 23:05:15 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Boston]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[mutual funds]]></category>
		<category><![CDATA[positive returns]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=490</guid>
		<description><![CDATA[

 

I had an opportunity last week to attend a conference in Boston and it gave me a chance to really take a look at what the last 12 months has brought and why this bear market will go down in the record books.   
 
First, we have to consider the length of time of the decline. [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/10/21/this-one-will-go-down-in-the-record-books/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Few Reflections on the Stock Market</title>
		<link>http://blog.prudentmoney.com/2008/10/08/a-few-reflections-on-the-stock-market/</link>
		<comments>http://blog.prudentmoney.com/2008/10/08/a-few-reflections-on-the-stock-market/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 01:38:12 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bob's Past Bear Market Warnings]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[The Economy]]></category>
		<category><![CDATA[bear market]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=464</guid>
		<description><![CDATA[ 
I have been away from the office and out of town attending a funeral.  Funerals always provide the proper perspective of what is important and what really matters.  Being away also afforded me the opportunity to get away from the market and the computer screens and financial media.  I wanted to share a few thoughts [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/10/08/a-few-reflections-on-the-stock-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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