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	<title>Bob Brooks - Prudent Money Blog &#187; Identity Theft</title>
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	<link>http://blog.prudentmoney.com</link>
	<description>No hype. No agenda. Just financial information from a Christian perspective.</description>
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		<title>Identity Theft – The Guilty Victim</title>
		<link>http://blog.prudentmoney.com/2008/01/10/identity-theft-%e2%80%93-the-guilty-victim/</link>
		<comments>http://blog.prudentmoney.com/2008/01/10/identity-theft-%e2%80%93-the-guilty-victim/#comments</comments>
		<pubDate>Thu, 10 Jan 2008 20:24:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[certified mail]]></category>
		<category><![CDATA[credit file]]></category>
		<category><![CDATA[credit freeze]]></category>
		<category><![CDATA[fraud alert]]></category>
		<category><![CDATA[identity theft report]]></category>
		<category><![CDATA[police report]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=134</guid>
		<description><![CDATA[So, what are the steps to take if you are an identity theft victim? First of all, you have to take this seriously. Although you might consider yourself a victim of a crime, you are also considered a guilty victim until you prove that you had nothing to do with the theft. Remember, in an [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/01/10/identity-theft-%e2%80%93-the-guilty-victim/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Are Fraud Alerts by Themselves a Good Identity Theft Prevention Tool?</title>
		<link>http://blog.prudentmoney.com/2008/01/09/are-fraud-alerts-by-themselves-a-good-identity-theft-prevention-tool/</link>
		<comments>http://blog.prudentmoney.com/2008/01/09/are-fraud-alerts-by-themselves-a-good-identity-theft-prevention-tool/#comments</comments>
		<pubDate>Wed, 09 Jan 2008 17:19:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Consumer Warnings]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[Fair and Accurate Credit Transaction Act]]></category>
		<category><![CDATA[Fair Credit Reporting Act]]></category>
		<category><![CDATA[fraud alerts]]></category>
		<category><![CDATA[prevention]]></category>
		<category><![CDATA[protection]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=133</guid>
		<description><![CDATA[One strategy for protecting your identity is issuing fraud alerts on your credit reports.  Is this a good strategy?  Well let’s first talk about how fraud alerts work.  In 2003, the Fair Credit Reporting Act was updated with the signing of the Fair and Accurate Credit Transaction Act into law. 
The FACT [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/01/09/are-fraud-alerts-by-themselves-a-good-identity-theft-prevention-tool/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>The Importance Of Being Proactive When It Comes To Identity Theft</title>
		<link>http://blog.prudentmoney.com/2008/01/04/the-importance-of-being-proactive-when-it-comes-to-identity-theft/</link>
		<comments>http://blog.prudentmoney.com/2008/01/04/the-importance-of-being-proactive-when-it-comes-to-identity-theft/#comments</comments>
		<pubDate>Fri, 04 Jan 2008 17:55:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit reporting agencies]]></category>
		<category><![CDATA[identity theft protection companies]]></category>
		<category><![CDATA[Proactive]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=129</guid>
		<description><![CDATA[With identity theft stats getting worse, it is more important than ever to be proactive and partner up with a service that will help you protect your good name.
You can take companies in the identity theft business and break them down into two categories. There are the monitoring companies and the protection companies.
Let’s start with [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/01/04/the-importance-of-being-proactive-when-it-comes-to-identity-theft/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Finally, Texas Legislatures Give Consumers the Silver Bullet Against Identity Theft</title>
		<link>http://blog.prudentmoney.com/2007/09/26/finally-texas-legislatures-give-consumers-the-silver-bullet-against-identity-theft/</link>
		<comments>http://blog.prudentmoney.com/2007/09/26/finally-texas-legislatures-give-consumers-the-silver-bullet-against-identity-theft/#comments</comments>
		<pubDate>Wed, 26 Sep 2007 19:10:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[The Government / Politicians]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit monitoring companies]]></category>
		<category><![CDATA[credit reporting agencies]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[federal law]]></category>
		<category><![CDATA[police report]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[state legislatures]]></category>
		<category><![CDATA[Texas Legislature]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=76</guid>
		<description><![CDATA[The Texas Legislature really got something right. Due to the increased threat of identity theft, they passed a law that gives Texas consumers the greatest possible protection against identity theft.
The Federal Law allows for consumers to freeze their credit files in the event that they have become a victim of identity theft. It is the [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2007/09/26/finally-texas-legislatures-give-consumers-the-silver-bullet-against-identity-theft/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>True Credit Lock Very Different from LifeLock</title>
		<link>http://blog.prudentmoney.com/2007/07/17/true-credit-lock-very-different-from-lifelock/</link>
		<comments>http://blog.prudentmoney.com/2007/07/17/true-credit-lock-very-different-from-lifelock/#comments</comments>
		<pubDate>Tue, 17 Jul 2007 15:22:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Credit lock]]></category>
		<category><![CDATA[fraud alerts]]></category>
		<category><![CDATA[LifeLock]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[Truecredit]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=47</guid>
		<description><![CDATA[I had a question come up regarding the new Truecredit (http://www.truecredit.com/) credit file lock. I have commented in the past on how Lifelock (http://www.lifelock.com/) works. Lifelock is simply putting fraud alerts on your credit reports every 90 days in order to help you fight identity theft.
As a review, the law states that you may only [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Only You can be Responsible for your Identity</title>
		<link>http://blog.prudentmoney.com/2006/09/25/only-you-can-be-responsible-for-your-identity/</link>
		<comments>http://blog.prudentmoney.com/2006/09/25/only-you-can-be-responsible-for-your-identity/#comments</comments>
		<pubDate>Mon, 25 Sep 2006 21:56:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[Gevernment]]></category>
		<category><![CDATA[promotional fees]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[www.truecredit.com]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=13</guid>
		<description><![CDATA[I am hearing of more and more instances where companies and governmental agencies have had personal information for individuals stolen.  Identity thieves are very smart individuals. At the rate that this information is missing, they are apparently getting smarter. 
Following an internal audit of the U.S. Census Bureau, the following was discovered:   [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2006/09/25/only-you-can-be-responsible-for-your-identity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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