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	<title>Bob Brooks - Prudent Money Blog &#187; Loans/Loan Modification</title>
	<atom:link href="http://blog.prudentmoney.com/category/loansloan-modification/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.prudentmoney.com</link>
	<description>No hype. No agenda. Just financial information from a Christian perspective.</description>
	<lastBuildDate>Thu, 09 Sep 2010 12:44:31 +0000</lastBuildDate>
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			<item>
		<title>Banks are Getting into the Pay Day Loan Business</title>
		<link>http://blog.prudentmoney.com/2010/03/01/banks-are-getting-into-the-pay-day-loan-business/</link>
		<comments>http://blog.prudentmoney.com/2010/03/01/banks-are-getting-into-the-pay-day-loan-business/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 14:02:26 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Banking System]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=3115</guid>
		<description><![CDATA[There are loan sharks and then there are pay day loan stores.  These are the stores that lend money on no credit and charge in 319% interest.  If you can&#8217;t pay back the original pay day loan, then they renew and in many cases continue to loan money which ends up putting the [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2010/03/01/banks-are-getting-into-the-pay-day-loan-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government Plan Not Solving Foreclosure Crisis</title>
		<link>http://blog.prudentmoney.com/2009/06/19/government-plan-not-solving-foreclosure-crisis/</link>
		<comments>http://blog.prudentmoney.com/2009/06/19/government-plan-not-solving-foreclosure-crisis/#comments</comments>
		<pubDate>Fri, 19 Jun 2009 14:36:20 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[The Government / Politicians]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[crisis]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[Dick Morris]]></category>
		<category><![CDATA[Dr. Jerome Corsi]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[loans modified]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[politicians]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=1778</guid>
		<description><![CDATA[


When the Government released their plan, which is intended to help a projected 9 million homeowners prevent foreclosure, I was very skeptical that it would actually work.  
 
The trend with our Government is to release all of the media sound bites concerning the solutions that they are coming up with to fix the crisis.  However, when [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2009/06/19/government-plan-not-solving-foreclosure-crisis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Be Careful with Home Loan Modifications &#8211; 5 Things to Know</title>
		<link>http://blog.prudentmoney.com/2009/02/20/be-careful-with-home-loan-modifications-5-things-to-know/</link>
		<comments>http://blog.prudentmoney.com/2009/02/20/be-careful-with-home-loan-modifications-5-things-to-know/#comments</comments>
		<pubDate>Fri, 20 Feb 2009 16:53:58 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Loans/Loan Modification]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=876</guid>
		<description><![CDATA[After hearing about all of the scams with these home loan modifications, I thought I would post these 5 things to know that were sent to me by a home loan modification.  I would post the author and internet site.  However, I know nothing about this company.  If you are looking get your home loan [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2009/02/20/be-careful-with-home-loan-modifications-5-things-to-know/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Another Bank of America Story &#8211; Watch the Fine Print</title>
		<link>http://blog.prudentmoney.com/2009/01/08/another-bank-of-america-story-watch-the-fine-print/</link>
		<comments>http://blog.prudentmoney.com/2009/01/08/another-bank-of-america-story-watch-the-fine-print/#comments</comments>
		<pubDate>Fri, 09 Jan 2009 05:54:53 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Banking System]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[closing cost]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage companies]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=702</guid>
		<description><![CDATA[I received this e-mail from a listener:
I had written you some time concerning our mortgage with Bank of America and how the bank rushed us into a loan modification that increased our interest rate from 5.75 to 6.85 since 2006.
This year when the interest rate got to 4.7, we tried to refinance and the loan [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2009/01/08/another-bank-of-america-story-watch-the-fine-print/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wachovia Changes Student Loan &#8211; $95 a month to $1,000 a month</title>
		<link>http://blog.prudentmoney.com/2008/12/18/wachovia-changes-student-loan-95-a-month-to-1000-a-month/</link>
		<comments>http://blog.prudentmoney.com/2008/12/18/wachovia-changes-student-loan-95-a-month-to-1000-a-month/#comments</comments>
		<pubDate>Fri, 19 Dec 2008 00:11:52 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Banking System]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[balloon note]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[gradual note]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[Student Loan]]></category>
		<category><![CDATA[Wachovia]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=664</guid>
		<description><![CDATA[


Dear Bob,
 
I think that I have a big problem on my hands.  Let me give you a little background first.  I took out student loans to go to college.  I have been paying on them ever since. I have never missed a payment, always paid on time, and most of the time paid a little [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/12/18/wachovia-changes-student-loan-95-a-month-to-1000-a-month/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loans are Getting Much Tougher to Get</title>
		<link>http://blog.prudentmoney.com/2008/07/22/loans-are-getting-much-tougher-to-get/</link>
		<comments>http://blog.prudentmoney.com/2008/07/22/loans-are-getting-much-tougher-to-get/#comments</comments>
		<pubDate>Tue, 22 Jul 2008 16:29:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Alice White Hinckley]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[Mortgage consultant]]></category>
		<category><![CDATA[mortgage markets]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=249</guid>
		<description><![CDATA[I had Alice White Hinckley on the show with me yesterday.  She is a mortgage consultant that I have known for over 25 years.  If you are in the market to refinance or finance a new home purchase, I would highly recommend her.  She is very good at what she does.
The mortgage [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/07/22/loans-are-getting-much-tougher-to-get/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Refresher on Financing Your Car</title>
		<link>http://blog.prudentmoney.com/2008/05/21/a-refresher-on-financing-your-car/</link>
		<comments>http://blog.prudentmoney.com/2008/05/21/a-refresher-on-financing-your-car/#comments</comments>
		<pubDate>Wed, 21 May 2008 19:32:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Auto Industry]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[car financing]]></category>
		<category><![CDATA[car loan]]></category>
		<category><![CDATA[consumer debt]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[GAP insurance]]></category>
		<category><![CDATA[GAP protection]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Pentagon Federal Credit Union]]></category>
		<category><![CDATA[Prudent Money]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=215</guid>
		<description><![CDATA[I have been getting a lot of questions on car financing.  So, I thought I would cover some key points to know.  The key to any type of consumer debt is keeping the interest rates as low as possible.  Thus, I wanted to go over with you the key pieces of information [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/05/21/a-refresher-on-financing-your-car/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Accelerating the Payment&#8217;s a Good Thing!</title>
		<link>http://blog.prudentmoney.com/2008/05/14/accelerating-the-payments-a-good-thing/</link>
		<comments>http://blog.prudentmoney.com/2008/05/14/accelerating-the-payments-a-good-thing/#comments</comments>
		<pubDate>Wed, 14 May 2008 16:30:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Consumer Warnings]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[equity accelerator programs]]></category>
		<category><![CDATA[equity loan]]></category>
		<category><![CDATA[Fees]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[payments]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[service charge]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=211</guid>
		<description><![CDATA[Paying someone to do it for you? Not so good.
So are these equity accelerator programs worth the cost that it takes to set them up? These programs advertize that you can save big bucks in interest and shave years off of your equity loan by using their service. So is the marketing true?
If you run [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/05/14/accelerating-the-payments-a-good-thing/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Should the Government Bail-out Troubled Homeowners? – What is Your Opinion?</title>
		<link>http://blog.prudentmoney.com/2008/05/12/should-the-government-bail-out-troubled-homeowners-%e2%80%93-what-is-your-opinion/</link>
		<comments>http://blog.prudentmoney.com/2008/05/12/should-the-government-bail-out-troubled-homeowners-%e2%80%93-what-is-your-opinion/#comments</comments>
		<pubDate>Mon, 12 May 2008 17:12:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bail-out Program]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bail-out]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[politicians]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[taxpayers]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=209</guid>
		<description><![CDATA[Well our politicians are diligently trying to make voters believe that they are working to fix the foreclosure problem in America. There is a version of a bill making its way through the system right now.
Now, let’s assume that Congress is going to pass something that will actually help homeowners and help bail them out. [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/05/12/should-the-government-bail-out-troubled-homeowners-%e2%80%93-what-is-your-opinion/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Democrats Attempt to Save Homeowners – Another “Solution”</title>
		<link>http://blog.prudentmoney.com/2008/04/22/the-democrats-attempt-to-save-homeowners-%e2%80%93-another-%e2%80%9csolution%e2%80%9d/</link>
		<comments>http://blog.prudentmoney.com/2008/04/22/the-democrats-attempt-to-save-homeowners-%e2%80%93-another-%e2%80%9csolution%e2%80%9d/#comments</comments>
		<pubDate>Tue, 22 Apr 2008 17:44:00 +0000</pubDate>
		<dc:creator>bob@prudentmoney.com</dc:creator>
				<category><![CDATA[Bail-out Program]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loans/Loan Modification]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bail-out]]></category>
		<category><![CDATA[Bob Brooks]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Deceptive Money]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[government-insured loan]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[income taxes]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[politicians]]></category>
		<category><![CDATA[poor credit]]></category>
		<category><![CDATA[Prudent Money]]></category>
		<category><![CDATA[Representative Barney Frank]]></category>
		<category><![CDATA[Washington]]></category>

		<guid isPermaLink="false">http://blog.prudentmoney.com/?p=197</guid>
		<description><![CDATA[Yesterday I talked about one aspect of a weak plan from our politicians in Washington to save the homeowner from foreclosure.  It was a big benefit for big business and little for the distressed homeowner.  Now Representative Barney Frank has his ideas on the table to help the homeowner. 
I can sum up [...]]]></description>
		<wfw:commentRss>http://blog.prudentmoney.com/2008/04/22/the-democrats-attempt-to-save-homeowners-%e2%80%93-another-%e2%80%9csolution%e2%80%9d/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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